BudgetBuddy Terms of Use

1. Acceptance of Terms

By downloading, installing, or using BudgetBuddy ("the App"), you agree to be bound by these Terms of Use. If you do not agree to these terms, you may not use the App. BlazeApps reserves the right to modify these terms at any time, and your continued use of the App constitutes acceptance of any changes.

2. About the App

BudgetBuddy is a subscription tracking and personal finance management application designed to help users track recurring subscriptions, monitor monthly spending, calculate annual costs, and receive renewal alerts. The App includes subscription tracking, financial projections, analytics, and export capabilities.

Important Financial Disclaimer: BudgetBuddy is a personal subscription tracking tool only. The App is NOT financial advice, accounting software, or a substitute for professional financial or accounting advice. Financial projections and analytics are for informational purposes only. You should consult with a qualified financial advisor or accountant for serious financial decisions or tax planning.

3. User Accounts & Authentication

BudgetBuddy uses anonymous authentication via Firebase. You do not need to create a traditional user account with a username and password. Your data is stored securely and anonymously.

You are responsible for maintaining the confidentiality of your device and access credentials
You agree not to share your authentication token with others
We are not responsible for unauthorized access due to your negligence

4. Subscriptions & Payments

Pricing

BudgetBuddy offers the following subscription options:

Monthly: $2.99 USD per month
Yearly: $19.99 USD per year
Lifetime: $39.99 USD (one-time purchase)

Subscription Renewal

Monthly and yearly subscriptions automatically renew at the end of each billing period. You will receive a renewal notification before being charged. To cancel, you must manage your subscription through the Apple App Store or Google Play Store settings.

Refund Policy

Refunds are handled by the Apple App Store and Google Play Store according to their respective policies. Subscriptions cancelled within the App Store or Play Store's refund window (typically 14-15 days) may be refunded. We do not process refunds directly.

Payment Processing

Payments are processed securely through the Apple App Store and Google Play Store. We do not store your payment information directly. RevenueCat may process subscription data for verification purposes.

5. Acceptable Use

You agree to use BudgetBuddy only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. You agree not to:

Use the App for any illegal or unauthorized purpose
Reverse engineer, decompile, or attempt to hack the App
Attempt to gain unauthorized access to our systems or servers
Transmit viruses, malware, or harmful code
Use the App to harass, threaten, or abuse others
Resell or redistribute the App or premium features
Attempt to bypass premium restrictions or payment mechanisms

6. Intellectual Property Rights

All content, design, graphics, code, and materials in BudgetBuddy are the property of BlazeApps or our licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes. You may not copy, modify, distribute, or create derivative works without our written permission.

7. Disclaimers

Financial Disclaimer (Critical): BudgetBuddy is a subscription tracking tool and is NOT financial advice. Financial projections, analytics, and cost calculations are for informational purposes only. BudgetBuddy does not provide professional financial, investment, or tax advice. You should not make financial decisions based solely on information from this App. Always consult a qualified financial advisor, accountant, or tax professional for serious financial matters.

The App is provided "as-is" and "as-available" without warranties of any kind. We make no warranty that the App will meet your requirements, be error-free, or uninterrupted. Use of the App is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, BlazeApps shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App, including but not limited to financial loss, poor financial decisions, data loss, or economic damages, even if we have been advised of the possibility of such damages.

9. Termination

We may terminate your access to BudgetBuddy at any time for violations of these Terms of Use or for any other reason at our discretion. Upon termination, your right to use the App ceases immediately. You may uninstall the App at any time. Data associated with your account will be retained according to our Privacy Policy.

10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in the State of California for the resolution of any disputes.

11. Changes to Terms

We may modify these Terms of Use at any time. Material changes will be posted in the App, and your continued use of BudgetBuddy constitutes acceptance of the updated terms. We encourage you to review these terms periodically.

12. Contact Us

If you have questions about these Terms of Use, please contact us:

Email: support@blazeapps.co